More than twenty years ago, I applied for a credit card from a reputable international bank. My application was promptly rejected. Nowadays, cards land in my mailbox without me applying for it. All I need to do is just sign at the back of the card and viola! I can use them. This is not to mention the calls I am receiving everyday offering me cards, and money! If I'm not careful, I could end up with hundreds of cards and mountains of debts.
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