Monday, November 22, 2010

Ireland money woes and Idris Jala

Its the turn of Ireland now. Before that it was USA, then Greece. Portugal and Spain are next in line if business talks are to be believed. Their stories are almost similar, a property boom that went to bust. Easy credit was the culprit with banks dishing out loans to whoever for whatever, with little or no consideration for the risks at stake.
In Malaysia, the rise and rise and rise of household debts is a cause for concern. Is it because of easy credit? Maybe so. Just this week, I rejected three offers of cash. Its the other way round now. Not the bank rejecting you but you rejecting the bank! Then there are loans for almost everything now, personal, house renovation, holiday, study etc. etc. but the ultimate must be today when I heard over the radio.....loan to do the Haj.
Maybe Idris Jala is right after all.....if we are not careful, we can go bankrupt!

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